City Water Series: What’s Really in City Water? Chloramine, DBPs & How to Remove Them


If your home relies on municipal water, the water leaving the treatment plant has already undergone extensive chemical disinfection. Without these disinfectants, harmful microbes—bacteria, viruses, protozoa—could spread rapidly through the system.

But there’s a hidden side to this water treatment chemistry. When chlorine and chloramine react with naturally occurring organic matter, they form unintended chemicals known as disinfection byproducts (DBPs). These include THMs, HAAs, nitrosamines, haloacetonitriles, haloketones, iodinated DBPs, and more—most of which never appear in your annual water report.

This guide explains what chemicals cities add, how DBPs form, and the whole-house and point-of-use filtration systems that protect your family.

Why Cities Add Chemicals to Your Water

Cities use disinfectants to keep water microbiologically safe through miles of pipes:

  • Free chlorine
  • Chloramine (chlorine + ammonia)
  • Chlorine dioxide
  • Ozone
  • UV light (non-chemical)

Utilities also add coagulants, corrosion inhibitors such as polyphosphates, and pH stabilizers. These chemicals aren't harmful themselves—but once chlorine and ammonia meet organic matter, disinfection byproducts (DBPs) begin forming.

What Chlorine & Chloramine Turn Into: Understanding Disinfection Byproducts (DBPs)

Trihalomethanes (THMs)

  • Chloroform
  • Bromodichloromethane
  • Dibromochloromethane
  • Bromoform

Haloacetic Acids (HAAs)

The HAA5 group includes:

  • Monochloroacetic acid
  • Dichloroacetic acid
  • Trichloroacetic acid
  • Monobromoacetic acid
  • Dibromoacetic acid

Chloramine Byproducts

  • Dichloramine
  • Trichloramine
  • Nitrosamines (NDMA) — extremely potent carcinogenic DBPs


Chlorine vs Chloramine in Drinking Water

Emerging DBPs Seldom Discussed

  • Haloacetonitriles (HANs)
  • Haloketones (HKs)
  • Iodinated DBPs — extremely toxic in studies
  • Brominated DBPs — common in coastal cities


Why DBPs Are So Common in Municipal Water

  • High organic load in lakes and rivers where water supplies are drawn from
  • Pre-chlorination at water intakes
  • Long distribution systems
  • Aging pipes with biofilm
  • Chloramine decay and nitrification

Whole-House Filtration That Reduces DBPs

Whole-House Catalytic Carbon
Catalytic Carbon

  • Chloramine reduction
  • Chlorine removal
  • THM reduction
  • VOC reduction
  • Better taste & smell

Affiliate Disclosure: The Water Softener Blog may earn a small commission if you purchase through affiliate links. This helps support our mission of providing consumer-first, unbiased guidance on water treatment.

Large Carbon Block Systems for POE Filtration

Excellent performance, but requires frequent cartridge replacements.

Bluonics Whole House Water Purifier - 3 Stage Filter System

Affiliate Disclosure: The Water Softener Blog may earn a small commission if you purchase through affiliate links. This helps support our mission of providing consumer-first, unbiased guidance on water treatment.

Mixed Bed Media Backwashing System: Catalytic Carbon + KDF
Backwashing Filter with Vortech Plate

Good for chlorine and chloramine removal, heavy metal removal, and overall water quality improvement.

Why Is KDF® Filter Media Different?





Point-of-Use Filters (Under-Sink, RO, Fridge)

Under-Sink Carbon Block Filtration

Removes chlorine, chloramine (with catalytic carbon), THMs, HAAs, and VOCs.

Reverse Osmosis System (RO)

  • THMs and HAAs
  • Chloramine byproducts
  • PFAS
  • Heavy Metals
  • Pharmaceuticals
  • Microplastics
  • TDS
Affiliate Disclosure: The Water Softener Blog may earn a small commission if you purchase through affiliate links. This helps support our mission of providing consumer-first, unbiased guidance on water treatment.

Refrigerator Filters

Most OEM fridge filters do NOT remove DBPs; upgrade or feed fridge with RO.

The Best Setup for City Water

  • Whole-house catalytic carbon
  • RO or carbon block at the kitchen sink
  • Optional upgraded fridge/ice filtration


Disinfection Byproducts (DBPs), chloramines, nitrosamines, and the complex chemistry of municipal water treatment are invisible to most homeowners—but they don’t have to be unavoidable. You can’t control the water plant, but you can absolutely control what comes out of your tap. Whole-house catalytic carbon filter plus an RO system, or a carbon block filter at the sink, gives your family clean, safer, better-tasting water.



I wish you Good days and Good water!

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About the Author: The Water Softener Blog is a consumer-advocacy site dedicated to clear, factual guidance on residential filtration, softening, drinking water, and water quality.


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